Your existing mortgage information
Refinance Details
monthly payment
$1,798
Potential annual savings:
*Includes first monthly mortgage balance plus estimated closing costs.
Mortgage Calculators
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Calculate Your Mortgage Refinance Savings Instantly
Unlock the potential to save thousands by refinancing your mortgage. See your new monthly payment, total savings, and break-even point—all in seconds.
Take Control of Your Savings
Refinancing can reduce monthly payments and lower interest costs. Our calculator gives you:
- Accurate payment comparison
- True savings including Taxes & HOA
- Break-even analysis
Why Use Our Tool?
Most tools ignore hidden costs. We include everything:
- Comprehensive closing costs
- Instant side-by-side comparison
- Precise break-even period
How to Use: Simple Steps
- Enter your current mortgage balance and monthly payment.
- Fill in your annual property taxes, insurance, and HOA fees.
- Add your new interest rate, term, and closing costs.
- Instantly view your savings and break-even timeline!
Frequently Asked Questions
This tool helps you analyze your options. It shows you exactly if refinancing is worth it before you contact lenders.
Absolutely. We factor in closing costs, taxes, insurance, and HOA for precise savings calculations.
Yes! You can use our Mortgage Refinance Calculator completely free with no hidden fees.
Stop Guessing, Start Saving Today
Discover how much you could keep in your pocket every month.